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Trucking Insurance Renewal Checklist

If you're leased on or running under your own authority, here's what to have ready when renewing your insurance policy.

1. Vehicle & Driver Updates

  • Make sure your truck/trailer list is current

  • Remove any units you're no longer using

  • Double check your driver roster: name, date of birth, CDL state/number, and experience

2. Documents You'll Likely Need

  • Last 3 to 5 years of Loss Runs (ask your current agent if you're unsure)

  • IFTA Reports for the past 4 quarters

  • EIN and cargo details (be specific: paper, reefer, hazmat, etc.)

  • MC/DOT number status

3. Coverage & Billing

  • Review your liability, cargo, non-trucking liability, physical damage, occupational accident

  • Ask if you can split policies (sometimes cheaper)

  • Check your billing plan (monthly, escrow, finance company)

4. Certificate Holders

  • Make a list of all certificate holders and any special wording (waiver of subrogation, primary/non-contributory, additional insured, etc.)

Trucking Insurance Renewal Checklist FAQs

Ready for your renewal quote?

Fill out our quote form and we will reach out to you within 24 hours.

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