Trucking Insurance Renewal Checklist
If you're leased on or running under your own authority, here's what to have ready when renewing your insurance policy.
1. Vehicle & Driver Updates
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Make sure your truck/trailer list is current
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Remove any units you're no longer using
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Double check your driver roster: name, date of birth, CDL state/number, and experience
2. Documents You'll Likely Need
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Last 3 to 5 years of Loss Runs (ask your current agent if you're unsure)
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IFTA Reports for the past 4 quarters
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EIN and cargo details (be specific: paper, reefer, hazmat, etc.)
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MC/DOT number status
3. Coverage & Billing
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Review your liability, cargo, non-trucking liability, physical damage, occupational accident
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Ask if you can split policies (sometimes cheaper)
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Check your billing plan (monthly, escrow, finance company)
4. Certificate Holders
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Make a list of all certificate holders and any special wording (waiver of subrogation, primary/non-contributory, additional insured, etc.)
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Trucking Insurance Renewal Checklist FAQs